Risk Protection of Virginia, Inc
3054-B Berkmar Drive
Charlottesville, Virginia 22901
Phone: (434) 973-8991
Fax: (434) 973-7778
Contact Us
Map and Driving Directions
3054-B Berkmar Drive
Charlottesville, Virginia 22901
Phone: (434) 973-8991
Fax: (434) 973-7778
Contact Us
Map and Driving Directions
Insurance Videos
We have an extensive library of educational videos available for you and we encourage you to share what you have
learned about safety, loss prevention and insurance with others. If you would like to know when we have added new
videos or other related information, we'll be happy to send you an update email.
For more information and to view the video, click on any of the links below. Expand all videos.
Airbags have saved thousands of lives and prevented countless serious injuries. But they can kill a small child, particularly if the passenger is too close to the airbag. - 
At least half of all fires are started by kids and teenagers. There are steps you can take to reduce the chances your home becomes an arson target. - 
Sooner or later, most of us will be involved in an auto accident. Review what to do after a crash. - 
30 seconds is all an experienced thief needs to break into your car and steal something inside, attached to the car or the entire vehicle. Simple deterrents make your car a less desireable target. - 
Theft is the number one campus crime. Make sure your children are aware of all the different risks. - 
Over 1,000 boats are stolen every month. Make yours too difficult or risky to steal. - 
Many kids are too big for car seats but not yet big enough for seat belts. Unintentional injury and death to young children can be greatly reduced by booster seats. - 
Staying inside your car can be the difference between a vehicle break down inconvenience and tragedy. - 
Millions of infants and children are injured each year in in-home accidents and thousands die. Take a few precautions around your house for the sake of your children or visiting kids. - 
Reports about prior losses to homes are used by insurers and can be used by home buyers to learn more about the condition of a home. CLUE and other reports can be provided to help you learn about future insurance costs, an important component of monthly home cost. - 
How do you become a credit savvy college student? Part of the answer is coming up with a responsible plan for credit card use. - 
Good money and credit management mean lower insurance rates. Different companies use credit based insurance scores differently; we represent many companies and can find the best fit for your score. - 
Aggressive behavior by your dog could cost you money. Training and conditioning can help avoid a lawsuit. - 
Sharing the road with trucks: knowing what big rig drivers can see and how long it takes them to stop or turn their tractor trailer will help you avoid a crash. - 
Planning is the key to getting everything you need and getting out in the event you are forced to leave your home in an emergency evacuation. - 
Smoke detectors are an inexpensive but vital first line of defense in fire protection. - 
Five basic protective measures you should take to minimize damage from storm winds and rain. - 
Flood insurance is not part of a standard homeowner policy but it is affordable and easy to obtain. - 
Flood damaged cars, with their damage history illegally hidden, show up in the used car market. Protect yourself from fraud. - 
Most fires and explosions happen during that first use of the season. Inspect the grill for safety first and exercise a few precautions. - 
E-Commerce business insurance provides protection for business, data loss and other damages but there are several things you can do so your business isn't victimized. - 
Who needs home business insurance and why? - 
60% of the 4 million dog bites each year happen to children. Teach a child how to avoid being bitten. - 
The most serious inline skating accidents involve drivers and the most frequent are falls without the proper protective gear. - 
Rider error is the cause of most jet ski injuries and deaths and the majority involve younger operators. Rules and responsibilities that apply to other boaters also apply to jet skis. - 
Safety reminders for experienced and new operators of lawn mowers. - 
Most mold is harmless but control of mold should be a concern. Learn how to control mold and how your insurance may respond to mold damage. - 
Free, downloadable software for a comprehensive picture or update of your financial situation (www.myfinancialhouse.org). - 
One of the shocks of leaving the safe haven of campus and parental stewardship is the cost and need for different kinds of insurance. - 
Routine home maintenance can help avoid costly insurance losses - and losses that aren't covered by insurance. - 
Damaged and diseased trees and dead branches contribute to storm damages. In most cases your homeowner policy will reimburse you for damage from falling trees or flying branches but you can avoid the loss and danger. - 
- 
Most personal auto policies cover rental car use. But exactly what is covered and when varies. - 
Renters need insurance just like homeowners do. What kind and how much? - 
Generic auto parts that are independently by the Certified Automotive Parts Association are equivalent to or superior to original parts and can greatly reduce repair insurance costs. - 
Aggressive driving means different things to different people. Don't leave your driving behavior open to interpretation and become a victim of road rage. - 
Before your child gets on the school bus for the first time there are a few things you should teach them. - 
A fall from an unattended shopping cart can cause injuries as serious as those sustained in a car accident. Learn how to keep your child safe. - 
One of the most important pool safety measures re barriers to keep unsupervised toddlers and young child away from the water. Many pool tragedies can be prevented. - 
Graduated driving privileges may be the biggest single weapon in reducing teen driver fatalities. - 
Prom time is an especially dangerous time for teen drivers. Plan ahead for safe transportation or to remove opportunities to be on the road. - 
Tens of thousands of children are rushed to the emergency room each year with trampoline injuries. Common sense and a few precautions will go a long way to keeping kids safe. - 
Underinsurance - too little insurance protection to replace a home - is something that should be explored before a loss. Learn why you may not have enough insurance and what to do about it. - 
What can you do to protect yourself from drives who don't carry insurance? Despite state laws requiring insurance, uninsured motorists are a fact of life. - 
Jewelry - whether new or an heirloom - needs special insurance protection. Find out what your options are. - 
Water can quickly cause thousands of dollars of damage to your home. A regular home maintenance plan is a good way to avoid problems. - 
Wedding plans don't always go according to plan, often putting $3,000 - $6,000 in non-refundable deductibles at risks. What can insurance do for you before and after the wedding? -
Video and Image Source: Insurance Information Institute - http://www.iii.org.